First-Time Homebuyer Game Plan
Learn how to buy smart, avoid costly mistakes, and understand your loan options, explained in plain English by someone licensed on both sides of the deal.
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Just your first name and email. Your Zoom link and calendar invite land in your inbox right away. Here's what past clients say about working with Kari:
"From start to finish, she was incredibly helpful, patient, and always available to answer any questions I had. She made what could have been a stressful process feel smooth and manageable. Her professionalism, attention to detail, and genuine care truly set her apart."
"You will NOT find a better realtor! She worked with us in every step of our very long timeline. What made her shine the most was that she worked just as hard to get us permissions to look at land that would make her less money as she did with land that would make her more money. She was never pushy! Highly recommend!"
"Always answered all my questions, even when I was nervous she told me to trust her and I did. She kept her promises and was so friendly and easy to work with. I would send her to anyone looking for a new home. She knows her job well."
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Hosted by Kari WittDual Licensed Realtor + Lender · NMLS 2265501 · Backyards to Barns
Walk away knowing your exact next step.
No fluff, no pressure, no recorded pitch. Just the answers first-time buyers actually need before they start shopping.
How much you really need for a down payment
Spoiler: it's probably less than you think. We'll break down real numbers for real price points, including what changes at 3%, 5%, and 20%.
Zero-down and low-down programs you may qualify for
USDA, VA, and down payment assistance programs explained simply, including who actually qualifies and how to find out in one phone call.
What closing costs are and who really pays them
The fees nobody explains until it's too late, plus the negotiation strategies that can put thousands of them on the seller's side of the table.
The loan process decoded, start to finish
Pre-approval to closing day, step by step, so nothing surprises you. You'll know exactly what lenders look at and what to avoid doing before closing.
One session. Both sides of the deal.
Most buyers get half the story. Their agent explains the house side, their lender explains the money side, and nobody connects the two.
Kari Witt is licensed as both. With 20+ years in real estate and mortgage lending, she'll answer the agent questions and the lender questions in the same hour, so you leave with one complete game plan instead of two half-answers.
Serving first-time buyers across West Tennessee and Greater Omaha, from backyards to barns.